Credit Articles and Advice for Home Buyers and Mortgage Borrowers

• FICO Scores - A Brief Explanation
• How FICO Credit Scoring Affects Your Home Loan
  • Odds of a delinquent mortgage for different levels of FICO Scores.
  • What makes up a FICO score, and how lenders look at them.
  • FICO scores and mortgage underwriting decisions.
• Cleaning Up Your Credit
  • Want to know your credit score? Click here for a free credit report.
  • Introduction - Lenders Check Your Credit
  • Get a Copy of Your Credit Report
  • What to Say When You Call Your Creditors
  • How to Get Written Confirmation of Agreements
  • Disputing the Credit Report When Creditors Won't Cooperate
  • Mistakes on Your Credit Report
  • Do Not Call the Credit Bureau
  • Bankruptcies
  • Conclusion
• Phone Numbers & Addresses of the Credit Bureaus